Buyer and Seller Advantage
Our Advantage is Your Advantage… it is the Buyer & Seller Advantage.
Advantage Title recognizes the value in providing useful tools and resources that are accessible any time day or night. This section of our site is designed with Buyers and Sellers like you in mind. One of our goal is to remove the stress factor associated with buying or selling. Our staff is dedicated to providing you with an outstanding real estate settlement experience from start to finish. Below you will find an array of tools and resources to assist you, but by no means are they meant to replace us. Personalized service is only a phone call away.
Residential and Commercial Products & Services
- Closing Services
- Purchase closing - mortgage
- Purchase closing - cash
- Purchase closing - contract for deed
- Refinance closing - mortgage
- Refinance closing - equity line
- Buyer/Seller mail away
- Wintess closing
- Seller pre-sign
- Title Services
- Owner's Title Insurance - standard coverage
- Owner's Title Insurance - enhanced coverage
- Simultaneous Lender's Title Insurance
- Title search
- Abstracts
- Tax information retreival
- Document retreival
- Deeds
- Mortgages
- Judgments
- Easements
- Liens
- Deed preparation
- Power of Attorney preparation
- Loan document preparation
Coverage Area
Tippecanoe, Benton, Carroll, Clinton, Fountain, Montgomery, Warren and White
Fee Schedule
| Purchase with a Mortgage: | ||
| Buyer | ||
| Settlement Fee: | $412.50 | |
| Title Policy: | $7.50 | |
| TIEFF: | $5.00 | |
| Total | $425.00 | |
| Seller | ||
| Search & Exam: | $200.00 | |
| Title Policy: | *based on rate schedule | |
| TIEFF: | $5.00 | |
| Total: | $205.00 | |
| Purchase with Cash: | ||
| Buyer | ||
| Settlement Fee: | $210.00 | |
| Wire Fee:: | $7.50 | |
| Total | $235.00 | |
| Seller | ||
| Search & Exam: | $200.00 | |
| Title Policy: | *based on rate schedule | |
| TIEFF: | $5.00 | |
| Total: | $205.00 | |
| Refinance: | ||
| Borrower | ||
| Settlement Fee: | $270.00 | |
| Title Policy: | *based on rate schedule | |
| TIEFF: | $5.00 | |
| Search & Exam: | $150.00 | |
| Total | $425.00 + Lender Policy | |
Our Process
- Starting the process: Open title via phone, fax, email or electronic submission
- Via phone - (765) 420-7730
- Via fax - (765) 420-7341
- Via email - reception@advantage-title.com
- Via electronic submission - complete our open order form below, then click submit
- We will…
- Request a copy of the executed purchase agreement
- Conduct a title search
- Examine and work to clear any issues found within the title search
- Request a signed payoff authorization from the seller, then order payoff(s) from the lender(s)
- Contact the HOA for fees and documents
- Order a survey if necessary
- Collect property tax information
- Request loan documents
- Prepare settlement statement
- Request lender approval
- Conduct the settlement
- Payoff mortgages, liens and judgments as applicable
- Disburse funds to relavant parties
- Record executed documents within the county land records
- Issue policies
Closing Checklist
- Seller
- Valid Government issued photo ID (not expired)
- Keys to property
- Garage door openers (if applicable)
- If funds are due from seller, and the amount is less than $10,000 a cashier's check or wire is required
- If funds are due from seller, and the amount is greater than $10,000 only a wire can be accepted
- Buyer
- Valid Government issued photo ID (not expired)
- Proof homeowner's insurance has been paid
- Any documents your lender requests you to bring to settlement
- If funds are due from seller, and the amount is less than $10,000 a cashier's check or wire is required
- If funds are due from seller, and the amount is greater than $10,000 only a wire can be accepted
