An insured closing protects and insures against any problems that may arise at the time of your closing. Our closing agent assumes the responsibility by making sure all the legal documents including your deed, mortgage and any other necessary documents are prepared, signed and distributed properly. These closings can be done in house or at your lending institution for your added convenience.

Real Estate Processing Our processing agent can also process your order which can save you valuable time and expense. the processing agent will see your transaction from the very beginning by ordering all the necessary documents such as the

Survey Title Insurance Payoffs Lien Searches Deeds All other documents needed for a smooth and professional transaction.

At this time, we can also recommend any corrective action that may need to be taken before the closing date. Our Title Company will then review and record all the documents to make sure that the title to your property is vested in your name only before issuing the Final Policy of Title Insurance.

Suggestions For A Smooth Closing Many people (Realtor, Lender, Builder, and the Title Company) invest a great deal of effort to have a smooth closing. A few tips that might help you get the most out of your closing are:

Work with your Realtor, Lender, and/or builder to have all problems resolved prior to closing. The closing is not the setting to negotiate changes or problems.

Make sure the Lender knows of any last minute changes in your status or the amount of money you want to borrow. Changes at the closing table sometimes require new loan documents to be prepared and can delay closing. The Closing Agent will require a policy of homeowner's insurance or a certificate of insurance along with a paid receipt at closing. A binder of insurance is not sufficient. Your homeowner's insurance agent knows what is needed, but, do not wait until the last minute to take care of this requirement. In order to complete an insured closing, all funds must be by certified check. Your Lender or Closing Agent can supply the amount you need but usually not until just prior to the closing. You need to allow time for a trip to the bank to get the certified check prior to closing. Be prepared to show a picture I.D. This is a requirement the Title Insurance Underwriters are requesting because of losses due to the wrong people signing documents.